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Bumper to bumper coverage will keep you from having to spend large amounts of money for repairs. When you purchase a bumper to bumper auto repair insurance policy, always pay attention to the fine print. This usually means hidden fees, penalties and limited coverage. One example is restrictions on what is paid to the service center. If they charge $75 per hour for labor, some policies only pay out $55 per hour. Check to make sure that you are aware of these limits and restrictions before they happen. Car Repair Insurance in Place of a Warranty Auto repair insurance products are basically very similar to warranties. One of the major differences is that a manufacturer's warranty, or the dealer's warranty, runs out at some point. Some car shoppers use auto repair insurance when buying an older vehicle, covering it in a similar way to more expensive vehicles that carry standard. This is a good thing for people who want the peace of mind they would get with a new car or a late model certified pre owned vehicle, but don't want the corresponding price tag that comes along with these warrantied vehicles. A Menu of Options Auto repair insurance policies are "À la carte," in that a driver can purchase an insurance policy for specific parts or systems, from the engine and transmission to different auto parts systems, such as an electrical system or brake system.

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01.14.2007 | 34 Comments

As a rideshare driver, having insurance is really important– not just auto insurance but health too. With all the driving you do on a daily basis or even on a part time basis, statistically, you are, compared to the average driver more likely to be involved in an auto accident. An analysis recently estimated the total number of active Uber drivers to surpass the 162,000 figure in the US. The fact is that these drivers working under Uber are not actual Uber employees and are categorized as independent contractors. They are not accorded normal health benefits extended to standard employees. This San Francisco based startup is making tailored health insurance plan recommendations for people in the gig market and is licensed to sell their plans across 39 US states.

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01.14.2007 | 16 Comments

Appraisal clauses have been a feature of insurance policies in Texas for well over a century. Old Texas cases were uniform to the effect that appraisal was a method to establish the “amount” of the loss under circumstances where coverage was not in dispute, but a recent line of cases has allowed insurers to escape liability for breach of contract, attorneys’ fees, statutory and common law “bad faith,” and even liability under . Insurance appraisal is a contractually agreed process for resolving a disagreement between the insurance carrier and the policyholder about the amount of a loss under an insurance policy. Appraisal clauses have been a feature of insurance policies in Texas for well over a century. Old Texas cases were uniform to the effect that appraisal was a method to establish the “amount” of the loss under circumstances where coverage was not in dispute, but a recent line of cases has allowed insurers to escape liability for breach of contract, attorneys’ fees, statutory and common law “bad faith,” and even liability under . In recent times, the aquaculture industry has experienced dramatic growth.